What is Auto Insurance?
Ohio Auto insurance protects the policyholder against financial loss if you have an accident. It is a contract between the policyholder and the insurance company. The policyholder agrees to pay the premium and the insurance company agrees to pay his or her losses as defined in your policy.Auto insurance provides typically three types of coverage:
- Property coverage pays for damage to or theft of the car.
- Liability coverage pays for your legal responsibility to others for property damage or bodily injury.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
Columbus, Ohio
Columbus is the capital of and the largest city in the U.S. state of Ohio. The broader metropolitan area encompasses several counties and is the third largest in Ohio behind those of Cincinnati and Cleveland. Columbus is the third largest city in the American Midwest, and the fifteenth largest city in the United States of America. It is the county seat of Franklin County, yet the city has expanded and annexed portions of adjoining Delaware County and Fairfield County. Named for explorer Christopher Columbus, the city was founded in 1812 at the confluence of the Scioto and Olentangy rivers, and assumed the functions of state capital in 1816. The city has a diverse economy based on education, government, insurance, banking, fashion, defense, aviation, food, clothes, logistics, steel, energy, medical research, health care, hospitality, retail, and technology. Modern Columbus has emerged as a technologically sophisticated city. It is home to the world's largest private research and development foundation, the Battelle Memorial Institute; CAS, or Chemical Abstracts Service, the world's largest clearinghouse of chemical information; NetJets, the world's largest fractional ownership jet aircraft fleet; and The Ohio State University, the nation's largest campus.In 2009, BusinessWeek named the city as the best place in the country to raise a family. Forbes Magazine in 2008 ranked the city as the no. 1 up-and-coming tech city in the nation, and the city was ranked a top ten city by Relocate America in 2010. In 2007, fDi Magazine ranked the city no. 3 in the U.S. for cities of the future, and the Columbus Zoo and Aquarium was rated no. 1 in 2009 by USA Travel Guide.
In 2008, MarketWatch named Columbus as the 7th best place to do business in the nation. In 2011, the city had five corporations named to the U.S. Fortune 500 list including Nationwide Mutual Insurance Company, American Electric Power, Limited Brands, Momentive Specialty Chemicals, and Big Lots. Major foreign corporations operating or with divisions in the city include Germany-based Siemens and Roxane Laboratories, Finland-based Vaisala, Japan-based Techneglas, Inc., Tomasco Mulciber Inc., and A Y Manufacturing, as well as Switzerland-based ABB Group and Mettler Toledo.
The population of the city was 787,033 at the 2010 census. Although Columbus is the most populous city in Ohio, this is due to the city's relatively large territory (over 212 square miles (550 km2)), and not due to a high density rate. This explains why the Columbus metropolitan area has a relatively small population, and is smaller than both the Cleveland and Cincinnati metro areas. In 2008, Columbus was the 16th largest city in the United States, with 754,885 residents, but has only the 32nd largest metropolitan area, and the third most populous state capital in the U.S. 2008 estimates indicate that roughly 116,000 of the city's residents are foreign-born, accounting for 82% of the new residents between 2000-2006. According to the U.S. Census, the metropolitan area has a population of 1,773,120, and the Combined Statistical Area (which also includes Marion and Chillicothe) has a population of 2,031,229. Columbus is located within 550 miles (890 km) of half of the population of the United States.
(Source: Wikipedia.org)
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